Pet Insurance Made Super Easy & Fast

Get your furry friend covered in seconds. Claims approved in minutes.

💰Save 15% when you pay annually

Young person affectionately kissing a beagle dog

Pet insurance for the 21st century

Hassle-free digital experience. Lightning fast claims payment. Powered by AI technology built for modern pet parents.

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GET COVERED IN 90 SECONDS

Simple, fast application process

CLAIMS APPROVED IN MINUTES

$420 ✓

Filing claim for Max's surgery...

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AMERICA'S TOP-RATED

4.9 stars in the App store

America's top-rated insurance for dogs, cats, and all beloved pets

Pooches has earned 4.9 stars in the App store, and is also top-rated by Supermoney, Clearsurance, and others

Max

2-year-old Golden Retriever

What happened? Hip Dysplasia
Max needed surgery and physical therapy for hip dysplasia. He's now running around like a puppy again!

Vet Bill: $5,200

Saved: $4,160

Pet insurance plans you actually want

Carefully crafted in collaboration with our vet team and lots of excited pet parents

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DIAGNOSTICS

Blood tests, urinalysis, x-rays, MRIs, labwork, CT scans, and ultrasounds

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PROCEDURES

Outpatient, specialty and emergency care, hospitalization, and surgery

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MEDICATION

Injections and prescription medications

Huge savings on wellness and preventative care

Save $$ on your routine trips to the vet. No deductible. No waiting period.

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WELLNESS EXAM

Annual physical checkup for your pet

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WELLNESS TESTING

Covers parasite, heartworm, and blood tests

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VACCINES

Up to 3 vaccines such as Rabies, DHPP, and Bordetella

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ROUTINE DENTAL CLEANING

Including dental x-rays, anesthesia, polishing, and more

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FLEA/TICK OR HEARTWORM MEDICATION

Protection for your pet from common pests

Got questions about pet insurance?

Here are a few important things to note about your pet health insurance plan. If you still have questions, you can check out our detailed FAQ section.

Pet insurance works on a reimbursement model. You pay your vet bill upfront, then submit a claim to us with your receipts and medical records. We'll review your claim and reimburse you based on your plan's coverage percentage, typically within 24-48 hours.

Waiting periods are the time between when your policy starts and when certain coverage begins. Accidents are covered immediately, but illnesses typically have a 14-day waiting period. Pre-existing conditions are never covered.

Our comprehensive plans cover accidents, illnesses, emergency care, surgeries, diagnostic tests, prescription medications, and specialist treatments. We also offer optional wellness plans that cover routine care like vaccinations and check-ups.

Yes! Pet insurance provides peace of mind and financial protection. With veterinary costs rising, a single emergency can cost thousands. Our customers typically save 70-90% on their vet bills, making quality care affordable when your pet needs it most.

Our plans start as low as $15/month for cats and $25/month for dogs. The exact cost depends on your pet's age, breed, location, and the coverage level you choose. Get a personalized quote in under 90 seconds!

Sweet prices. Sweeter value

10% bundle discount
5% multi-pet discount
5% annual discount

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